Relief Loans | Bread Squared

Relief Loans When You Need Them Most

Unexpected expenses shouldn’t throw your life off track. BreadSquared offers short-term relief loans designed to help you bridge the gap when it matters most.



Borrow $200 to $2,500 with flexible repayment terms



No hidden fees – see all costs upfront before you apply



Quick decisions – get approved today and receive your funds as soon

get started

A Loan You Can Rely On When Life Doesn’t Go as Planned

Transparent Pricing From the Start

No surprises. Every loan comes with a fixed cost based on the amount and repayment term—up to 36% APR. You’ll always know exactly what you’re paying, helping you choose the plan that fits your budget best.

No Fees for Paying Early

We never charge late fees or prepayment penalties. Want to pay off early? Go ahead—you’ll save money.
Plus, we report your payments to credit bureaus to help strengthen your credit profile.

Built-In Flexibility for Real Life

Life can change—and we get that. Once you’ve made a few on-time payments, you may qualify for lower payments and extended terms if needed. Because support should adapt with you.

Need $1,000? Here’s What It Really Costs

If you need $1,000, the cost should be simple and transparent—and with Bread Squared, it is. There are no late fees, no hidden interest, and no penalties for paying off your loan early. You’ll only pay a clear, fixed APR of up to 36%, which represents the annual cost of your loan as a finance charge. It’s straightforward, upfront, and designed to help you make confident financial decisions without unexpected costs.

How It Works – Quick Relief When You Need It Most

Check Your Relief Loan Options

In just a few minutes, you can view your personalized relief loan offers—without affecting your credit score. It’s fast, simple, and secure.

Instant Approval, No Hassle

Most applicants get an instant decision. No mountains of paperwork—just a smooth, streamlined process that takes the stress out of borrowing.

Funds When You Need Them

Once approved, your relief loan can be deposited into your account as soon as the next business day. Get the support you need, right when you need it.

BreadSquared Relief Loan FAQs

What is a finance charge?

A finance charge is the total cost of borrowing your relief loan, shown as an annual percentage rate (APR). It’s clearly outlined upfront so you know exactly what you’re paying—no hidden costs.

Is there a fee for paying off my loan early?

No. You can pay off your relief loan anytime without penalties or fees. In fact, early repayment can save you money on the total cost of the loan.

What if I need more time to pay?

We understand that life happens. If you’ve built a history of on-time payments, you may qualify for extended terms or lower monthly payments. We’re here to help when you need flexibility.

What happens if I can't make a payment on time?

If you think you’ll miss a payment, reach out as soon as possible. We’ll work with you to explore options and help avoid unnecessary stress or impact to your credit.

Can I be charged any other fees?

Nope. There are no hidden fees, no late fees, and no prepayment penalties—just a clear finance charge based on your loan terms.

When does repayment begin?

Repayment typically starts about 30 days after your funds are disbursed. You’ll receive your schedule in advance so you can plan with confidence.

Ready To Get Started?

Get the financial support you need—quick, simple, and reliable. BreadSquared is here to help you move forward with confidence.