Join the 3+ Million Customers Who’ve Moved Forward with BreadSquared⁷
Dayana used an $8,000 personal loan from BreadSquared to take control of her debt—and her future.
“You have no idea what that loan did for me. It gave me breathing room, peace of mind, and a second chance. Thank you, BreadSquared, for being the light at the end of the tunnel.”
BreadSquared Personal Loan FAQs
What Can I Use a Personal Loan For?
Personal loans from BreadSquared are flexible and can be used for a wide range of needs. Whether you’re consolidating debt, paying for medical expenses, funding a home renovation, planning a wedding, covering moving costs, or taking a well-deserved vacation—we’re here to help you make it happen.
What Is an Unsecured Personal Loan?
An unsecured personal loan is a type of loan that doesn’t require any collateral—like your house or car. That means you can borrow money without putting your assets at risk. All BreadSquared personal loans are unsecured, giving you financial freedom with peace of mind.
How Quickly Can I Get My Loan Funds?
Once approved and you accept the loan terms, your funds are typically deposited into your account by the next business day, as long as terms are accepted before 5 PM ET, Monday through Friday. Accept after-hours? No worries—your funds will be on the way the following business day.
How Much Can I Borrow With a BreadSquared Personal Loan?
Loan amounts range from $1,000 to $50,000⁵, depending on your credit profile and application details. Some state-specific minimums may apply. We’ll show you what you qualify for—quickly and transparently.
Can I Qualify If I Have Poor or No Credit?
Yes, it’s possible. BreadSquared takes a more holistic view of your application. We consider factors beyond just your credit score—like employment history, income, and overall financial picture. Even if your credit isn’t perfect, you may still qualify for a loan. Keep in mind that lower credit scores may result in higher interest rates.
Will Checking My Rate Affect My Credit Score?
Nope! Checking your rate with BreadSquared results in a soft credit inquiry, which doesn’t impact your credit score. If you move forward and accept an offer, we’ll perform a hard inquiry to verify your details—which may slightly affect your score.