Understand What Lenders Look For
At BreadSquared, we go beyond your credit score. We consider factors like employment, income stability, and overall financial behavior to help match you with the right loan.
Improve Your Application Before You Apply
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Reduce your existing debt
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Check and correct credit report errors
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Show stable income and employment history These steps can boost your approval odds and possibly get you better rates.
Be Realistic About Loan Amounts
Don’t borrow more than you need. Lenders are more likely to approve loans that make sense based on your income and existing obligations.
Compare Offers Without Hurting Your Credit
Use BreadSquared’s soft credit check feature to explore rates with zero impact on your credit score. You can apply confidently, knowing what to expect before committing.
