Top 5 Smart Ways to Use a Personal Loan

Consolidate High-Interest Debt

Using a personal loan to pay off high-interest credit cards can save you thousands in interest. BreadSquared offers fixed rates that make monthly budgeting simple and predictable.

2. Cover Medical Expenses

Unexpected medical bills can be overwhelming. A personal loan can help you manage costs without dipping into savings or retirement funds.

3. Fund a Major Life Event

From weddings to welcoming a new baby, big life events can come with big price tags. Personal loans allow you to plan with confidence.

4. Make Home Improvements

Need a new roof or kitchen update? A personal loan lets you enhance your home’s value without the hassle of a home equity loan.

5. Bridge a Financial Gap

Whether you’re between jobs or covering relocation costs, a personal loan offers a safety net when you need financial flexibility

How to Get Approved for a Personal Loan—Even with Average Credit

How to Get Approved for a Personal Loan—Even with Average Credit

Understand What Lenders Look For At BreadSquared, we go beyond your credit score. We consider factors like employment, income stability, and overall financial behavior to help match you with the right loan. Improve Your Application Before You Apply Reduce your...

Is a Personal Loan Right for You? Here’s What to Consider

Is a Personal Loan Right for You? Here’s What to Consider

Understanding Personal Loans A personal loan is a type of installment loan that you repay over a set period, usually with fixed monthly payments. Unlike credit cards, personal loans offer a lump-sum amount that can be used for many purposes—debt consolidation, home...

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